Free Ebook , by K. Gabriel Heiser
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, by K. Gabriel Heiser
Free Ebook , by K. Gabriel Heiser
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Product details
File Size: 7390 KB
Print Length: 323 pages
Publisher: Phylius Press; 10 edition (January 4, 2016)
Publication Date: January 4, 2016
Sold by: Amazon Digital Services LLC
Language: English
ASIN: B01A6KO6FI
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Amazon Best Sellers Rank:
#1,020,727 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
Normally, I would not have purchased this book because of the price, but the reviews caught my attention and I agree with one that said it was worth the money. My husband has been diagnosed with early dementia and I have been fretting over losing everything we have if I eventually have to place him in a Nursing Home. This book helped me to understand how Medicaid works, which is truly something to avoid IF you can. Over and over the author advises that you cannot get through the maze without a good Elder Law Attorney. I had already seen an Elder Law Attorney and he had immediately set up a Durable Power of Attorney and new Wills. That is supremely important as stated in this book. The Attorney had also advised me to have him apply for Medicaid IF we ever needed it. He said it would cost us money but that he would save us SO much in the long run. After reading this book, I understand what he was saying.... and I see how important it is. I have been so stressed about the "five year look-back" thing and learned that it applies to "gifts". Now I know there are many other techniques that the law will allow that can be implemented at the last minute. The Attorney will know how to get through that maze. What a relief. I hope we never have to go the Medicaid or Nursing Home route - but if we do - this book has eased my stress level considerably.
This book was so helpful. I had a parent who was denied coverage by DHS for Medicaid. Using the info from this book, I educated myself and requested a Fair Hearing with our state. With the application for the Fairing Hearing, I sent a 2 page letter (using the information I gleaned from this book) outling the issues I had with the denial my parent received. Prior to the Fair Hearing, an attorney from the state called me to let me know they were reversing DHS' decision and my parent would now be covered. The Fair Hearing was no longer needed. I am so thankful for the authors and this valuable source of information.
My dad had a stroke. He survived and we had so many questions regarding his care and finances. We had no idea where to start. Someone recommended this book. It was expensive for a book but I needed answers and direction. Since reading the book I have a basic grasp of definitions, terminology, and rights that come into play. I am hiring an elder attorney to further advise us. But you will save money if you enter the lawyers office with knowledge of what this book offers.My dad isn't extremely wealthy but has saved enough to be comfortable and we want to make his money go the furthest and in my opinion, this book pointed us in the right direction. We ordered similar books that deal with the same subject but were inferior to this one by a long shot.
The book is expensive. The book is so informative, I soon forgot what I paid for the book. This information is just what I needed, all gathered into one book. Clearly written in terms most people can understand, with examples as well. The chapter titles are clear, with references inside each chapter. This book is a larger paperback. I like this, so I can use a highlighter and paperclips. Now, I know, which way I want to go, where to check on things, and what kind of lawyer I need. Thanks again.
My wife bought this book because one of her aunts was showing signs of dementia and her husband could not take care of her. He had his own physical problems. This book helped us plan for the day the Aunt would be placed in a nursing home and apply for Medicaid.Note: Most of Medicaid is regulated by Federal law. However, some states have their own little rules and requirements. At least this helped my wife know what questions to ask after reading this book.
Can't help being complicated and a bit ambiguous, since the laws regulating Medicaid long term care qualifications are subject to many interpretations, and are administered by each individual state, whose rules dictate not only a variety of limits, but interpretations, as well. All in all, a pretty good primer for those who are married, and therefore must prepare for the probable expense of nursing home care, and the devastating fiscal consequences for those who don't understand the basic means to protect their assets from being rapidly depleted.
I have absolutely no knowledge on this subject. What I have read here was informative and did answer some of the questions I had and let me know there were other questions I needed to ask. I checked on a few comments validity with my lawyer and he agreed with them, which is a recommendation of its own. This book let me know what I need to be aware of and what to have in place for the future. This was purchased with a couple of other books on the same subject and I recommend all of them.
This is an excellent book on helping to protect your assets from nursing home costs.....but you'll still need an attorney that specializes in elder care. Be sure to read the reviews that are posted with this book....it's too much to go into with this note.
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